Turn your stock into a strategic asset. Inventory funding helps you unlock working capital, improve cash flow, and fund growth without tying up your resources. It’s a flexible solution for sponsor-backed businesses in inventory-heavy sectors.
For companies with significant inventory—whether raw materials, finished goods, or work-in-progress—managing cash flow and funding growth can be a constant balancing act. Traditional lending often undervalues inventory or imposes rigid terms that don’t reflect its true worth or seasonal fluctuations. This can restrict your ability to invest in growth, manage supplier relationships, or respond to market opportunities.
Inventory based financing offers a solution that recognises the value embedded in your stock, providing flexible, scalable solutions that adapt to your business needs and inventory cycles. Navigating inventory valuations, lender requirements, and structuring options requires expertise to ensure the funding supports your operational and strategic goals without unnecessary constraints.
Is Inventory Funding Right for You?
You carry significant inventory—raw materials, finished goods, or work-in-progress
Your business needs funding that adjusts to inventory turnover and seasonality
Cash flow optimisation is a priority
You need capital for stock build-ups or supplier management
You want scalable funding aligned with your inventory cycles
Inventory funding is a form of debt finance secured against your stock. It provides working capital to fund growth, manage supplier relationships, and respond to seasonal demand. Designed for mid-market businesses with predictable stock cycles, it complements equity funding and helps businesses in retail, manufacturing, and distribution unlock liquidity from their inventory.
Why Work With Fuse Capital?
Inventory funding, while offering flexibility and scale, involves complex structuring and valuation challenges that can significantly impact your financing outcomes. Key terms such as inventory eligibility, valuation methods, advance rates, and covenant packages require careful negotiation to align with your growth plans and risk appetite. Identifying and accessing the right inventory financing lenders and lenders with appetite for your specific inventory profile is a critical challenge.
Crafting a strategic, compelling pitch to lenders is essential to secure optimal terms and ensure funding certainty. When used strategically, inventory based financing can accelerate growth, optimise cash flow, and provide financial agility tailored to your unique inventory profile. However, missteps in structuring or lender selection can lead to suboptimal terms or funding delays.
Fuse Capital’s deep expertise in inventory funding, combined with our trusted relationships across UK, European, and APAC lenders specialising in inventory-rich businesses, positions us uniquely to guide you through these complexities. We deliver tailored, strategic funding solutions aligned with your business goals, providing transparency and end-to-end support to accelerate your funding journey and secure the best possible outcome. Connect with our expert team today to explore strategic funding solutions aligned with your business ambitions.
Why Choose Us?
As your trusted debt advisory partner, we provide the expertise and support you need to navigate the complexities of funding. Here's what sets us apart:
Focused Exclusively on Debt
Our exclusive focus on debt advisory means we bring deep expertise to help VC, PE, and PLC-backed businesses secure the right capital efficiently.
True Partnership, Not Just Introductions
We work closely with you to understand your business, develop the right funding strategy, negotiate terms, and support you through every stage of the process.
Built on Real-World Experience
Having built and scaled businesses ourselves, our advice is rooted in practical experience and a deep understanding of the challenges you face.
Results That Speak for Themselves
Trusted by over 550+ businesses across the UK, Europe and APAC, we deliver strategic insight and tailored funding solutions that drive sustainable, long-term growth.
The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.
Since 2013, we have delivered $100m amount of loans to game-changing startups backed by the likes of Google Ventures, Softbank and Atomico amongst many others legendary venture capital firms, accelerators and incubators.
1
Consultation & Strategy:
We understand your goals and craft a tailored debt strategy aligned with your capital structure and sponsor expectations.
2
Lender Matching & Offers:
We connect you with the best-suited funding partners from our global network and present you with carefully matched debt offers.
3
Finalization & Funding:
We support you through negotiation and closing, ensuring a seamless process to draw down funds and accelerate your growth.
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