Asset Based Funding

Are you seeking to unlock working capital, accelerate growth, or optimise your balance sheet—without diluting equity? Asset based lending is a strategic way to fund your business ambitions by leveraging the value of your tangible assets.

For mid-market, sponsor-backed companies, asset based lending can provide the flexible capital needed to scale efficiently, invest in new opportunities, and maintain financial agility in a competitive market. For businesses with significant tangible assets—such as inventory, receivables, or equipment—accessing the right capital can be complex.

Traditional finance often undervalues your asset base or imposes rigid terms that restrict your ability to act quickly. This can limit working capital, slow expansion, or force you to consider equity dilution just to keep pace with demand. In today’s market, where timing and flexibility are critical, having the right funding strategy is essential to seize opportunities, manage cash flow, and support ongoing investment in your operations.

Is Asset Based Funding Right for You?

  • You own high-value tangible assets—such as tech equipment, leased assets, or inventory
  • You need flexible working capital aligned with your asset base
  • Preserving equity is a strategic priority
  • You operate in asset-heavy sectors like tech leasing or manufacturing
  • You require a funding solution that scales with your asset base

Talk to an Expert

Understanding the Use of Funds

Asset based lending enables you to unlock the value tied up in your assets—turning inventory, receivables, or equipment into a source of working capital. Rather than viewing these assets as static, asset based funding transforms them into a dynamic asset based credit facility that grows with your business. This approach is especially effective for companies in sectors like manufacturing, technology, and distribution, where asset backed lending can bridge your finance for expansion, acquisitions, or operational upgrades.

Asset based equipment lending also allows you to invest in new machinery or technology, supporting innovation and efficiency without straining cash reserves. By structuring an asset based loan financing solution around your unique asset profile, you can access capital that adapts as your business evolves—supporting everything from day-to-day operations to strategic growth initiatives.

Why You Need an Advisor / Partner

Securing asset based lending is about more than just accessing capital—it’s about structuring the right facility to support your business goals. The nuances of an asset based credit facility, eligibility criteria, and advance rates can have a direct impact on your cash flow and long-term strategy. Identifying the right lenders with appetite for your asset class, negotiating competitive terms, and ensuring the facility aligns with your operational needs requires deep market insight and specialist expertise.

Fuse Capital’s advisory team brings proven experience in modelling scenarios, structuring bespoke asset based loan financing, and connecting you with our extensive network of UK, European, and APAC lenders. We understand the complexities of asset backed lending—from valuation methodologies to regulatory considerations—and work alongside you to avoid costly pitfalls, accelerate the funding process, and secure terms that support your growth ambitions. Our transparent, client-aligned approach ensures every solution is tailored to your business, not just the market standard.

Ready to unlock the value in your assets and fund your next phase of growth? Connect with Fuse Capital’s advisory team to discover how a tailored asset based lending strategy can help you scale efficiently, preserve equity, and achieve your business ambitions.

Why Choose Us?

As your trusted debt advisory partner, we provide the expertise and support you need to navigate the complexities of funding. Here's what sets us apart:

focus (1)
Focused Exclusively on Debt

Our exclusive focus on debt advisory means we bring deep expertise to help VC, PE, and PLC-backed businesses secure the right capital efficiently.

1 (1)
True Partnership, Not Just Introductions

We work closely with you to understand your business, develop the right funding strategy, negotiate terms, and support you through every stage of the process.

2 (1)
Built on Real-World Experience

Having built and scaled businesses ourselves, our advice is rooted in practical experience and a deep understanding of the challenges you face.

4 (1)
Results That Speak for Themselves

Trusted by over 550+ businesses across the UK, Europe and APAC, we deliver strategic insight and tailored funding solutions that drive sustainable, long-term growth.

FUNDING CONNECTIONS THAT DRIVE GROWTH

Our Portfolio Experience

Our extensive network of lenders spans across the UK, EU, and beyond, ensuring we connect you with the right funding partner for your needs. From venture debt providers to asset managers, we have the relationships to deliver results.

  • Untitled (116 x 65 px) (235 x 132 px)
  • Untitled (116 x 65 px) (235 x 132 px) (3)
  • Untitled (116 x 65 px) (235 x 132 px) (1)
  • Untitled (116 x 65 px) (235 x 132 px) (2)

& many more

 

Untitled design (9)-3

Something Powerful

Tell The Reader More

The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.

Remember:

  • Bullets are great
  • For spelling out benefits and
  • Turning visitors into leads.

Let's Talk

What Happens Next?

At Fuse Capital, we’ve been supporting businesses with strategic debt solutions since 2013. Once we receive your details, here’s what happens next:

  1. 1

    Initial Consultation

    We’ll arrange a discovery call to understand your business model, funding requirements, and growth ambitions. This helps us evaluate whether there’s a good strategic fit.

  2. 2

    Information Gathering & Review

    If we proceed, our team will work closely with you to gather key financial and operational information. We’ll conduct a preliminary review to ensure we have a clear and accurate picture of your business.

  3. 3

    Investment Committee Review

    Your opportunity is then assessed by our investment committee. We take a considered, selective approach progressing only where we believe we can deliver real value. If there’s alignment, we’ll recommend the most effective funding strategy tailored to your needs and proceed with next steps thereafter.