Securing £3M to Scale a Real-Estate Lending Marketplace

Company Overview

CrowdProperty is a leading property finance marketplace, connecting real estate developers with both peer-to-peer and institutional funding. Its advanced platform ensures rigorous loan auditing, monitoring, and collections—enabling efficient, transparent financing for property projects.

Challenge

Although profitable at the EBITDA level, CrowdProperty faced working capital pressures due to the cyclical nature of property development. To maintain growth momentum and strengthen operations, the company required £3 million in funding—structured to align with its revenue cycles and operating model.

Results

Fuse Capital secured a £3 million facility with a three-year bullet repayment structure and minimal covenants. The funding enabled CrowdProperty to invest in platform enhancements, optimise internal processes, and scale with confidence—alleviating cash flow constraints while supporting long-term growth.
Real Estate, Fintech
£3M
Invest in their tech platform, Drive Process Advancements, Establish scalable infrastructure
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BENEFITS OF THE DEAL

1. The Amount Was Satisfactory

CrowdProperty would not have profited from a lower quantum or more stringent terms. The £3m with minimal covenants allows them to relieve working capital needs.

2. The Terms Fit The Business

Due to the singular form of revenue generated by CrowdProperty, the only real solution was to get them terms which allowed them to repay on their terms: hence the 3y Bullet Repayment Structure.

3. The Process Was Streamlined

Fuse Capital ensured that all the financial models were fit to present to debt funds before going to market, and liaised between the eventual offeror and CrowdProperty to ensure the smoothness of operations.

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