Frequently Asked Questions

We specialise in arranging debt facilities typically ranging from £2 million to £25 million, focusing on the mid-market segment that is often underserved by larger firms.

Timelines for each deal - from engagement to term sheet - may vary depending on deal complexity and lender requirements.

Our core focus is on established, growth-stage businesses, including owner-managed businesses and those backed by venture capital, private equity, or listed on public markets. While we generally do not arrange funding for pre-revenue start-ups, we are happy to discuss your specific situation and advise on the best path forward.

We are sector-agnostic, working across all industries. We serve two primary audiences:

For owner-managed businesses: Quest is now part of Fuse Capital. We support founder-led and mid-market companies through a dedicated owner-managed business practice; delivering the same team, the same OMB commitment, under one name, with more services.

For sponsor-backed businesses: We support VC-backed, PE-backed, and public companies seeking bespoke debt, M&A, or restructuring solutions.

Typical terms include loan amounts from £2–£25 million, tenors of 12–60 months, interest rates in the 5–12% range, and senior security. Covenants are generally light or none, and some deals may include warrants or exit fees.

No, we do not charge for an initial evaluation. We begin with a confidential discussion to understand your needs and assess your eligibility for our services. 

We typically request recent financial statements, forecasts, a business overview, and details of your current capital structure. This helps us quickly assess your funding options and tailor our approach.

Fuse Capital manages the documentation process end-to-end. This includes preparing the information memorandum, coordinating with legal advisors, supporting due diligence, and managing all lender communications through to final loan agreements and drawdown. We ensure the process is efficient, transparent, and tailored to your needs.

Our process includes: initial consultation, information gathering, financial analysis, lender identification and outreach, preparation of materials, lender roadshow, negotiation, due diligence, and transaction management through to funding drawdown. 

Fuse Capital works with a global network of over 1,500 capital partners and has advised clients across the UK, Europe, North America, APAC, and beyond. If your business is based outside these regions, we are still happy to discuss your requirements and evaluate viable solutions.

We aim to only engage clients where there is a demonstrable pathway to funding. If no suitable offer is received, we will review the process with you, provide feedback, and discuss next steps. Our goal is always to maximize your options and deliver the best possible outcome. 

Yes. Fuse Capital specialises in structuring debt solutions that allow you to access growth capital without giving up equity. Our approach is designed to help you scale efficiently while preserving ownership and control.

Our sweet spot is £2–£25 million per transaction, but we have experience supporting larger deals depending on the client’s needs and lender appetite.

Fuse Capital collaborates closely with your existing investors or equity backers throughout the debt raise process. We ensure alignment on funding strategy, keep stakeholders informed, and, where appropriate, involve them in key negotiations to secure the best possible terms for your business.

Fuse Capital acts as your advocate in all negotiations with lenders. We leverage our market knowledge and experience to negotiate covenants, warrants, and other key terms, ensuring they are fair, market-aligned, and support your long-term growth objectives. 

You will need to provide accurate and timely information, participate in meetings with lenders, and make key decisions at each stage. We handle the heavy lifting, but your engagement is essential for a successful outcome.