Securing £3M to Scale a Real-Estate Lending Marketplace

Company Overview

CrowdProperty is a leading property finance marketplace, connecting real estate developers with both peer-to-peer and institutional funding. Its advanced platform ensures rigorous loan auditing, monitoring, and collections—enabling efficient, transparent financing for property projects.

Challenge

Although profitable at the EBITDA level, CrowdProperty faced working capital pressures due to the cyclical nature of property development. To maintain growth momentum and strengthen operations, the company required £3 million in funding—structured to align with its revenue cycles and operating model.

Results

Fuse Capital secured a tailored facility with a long-term bullet repayment structure and minimal covenants. The funding enabled CrowdProperty to invest in platform enhancements, optimise internal processes, and scale with confidence—alleviating cash flow constraints while supporting long-term growth.

Real Estate, Fintech
£3M
Invest in their tech platform, Drive Process Advancements, Establish scalable infrastructure
Download Detailed Case Study

BENEFITS OF THE DEAL

1. The Right Amount, Without the Trade-Offs
A lower funding quantum or stricter terms would not have served CrowdProperty’s objectives. The £3 million facility, with minimal covenants, provided the necessary working capital support—without compromising on flexibility or cost.

2. Terms Aligned to Revenue Model
Given CrowdProperty’s unique revenue structure, flexibility was critical. Fuse Capital structured a three-year bullet repayment facility, allowing repayment in line with the company’s cash flow profile rather than imposing restrictive repayment schedules.

3. A Streamlined, Efficient Process
Fuse Capital ensured all financial models were investor-ready before engaging the market. Acting as the conduit between CrowdProperty and the eventual lender, we facilitated a smooth and efficient funding process from preparation to close.

 
Growth/Expansion

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