Securing £3M to Scale a Real-Estate Lending Marketplace

Company Overview

CrowdProperty is a leading marketplace platform that facilitates financing for real-estate developers through a peer-to-peer lending model, complemented by institutional participation. Their advanced technology platform provides robust loan auditing, monitoring, and streamlined collections, supporting efficient and transparent funding for property projects.

Challenge

Despite being profitable at the EBITDA level, CrowdProperty faced cash flow uncertainty due to the nature of estate development cycles. To address these challenges and support ongoing growth, they required £3 million in additional capital, structured to match their unique revenue profile and operational needs.

Results

Fuse Capital secured a £3 million facility with a three-year bullet repayment structure and minimal covenants. This solution enabled CrowdProperty to invest in their technology platform, drive process improvements, and establish a scalable infrastructure—relieving working capital pressures and supporting long-term growth.
Real Estate, Fintech
£3M
Invest in their tech platform, Drive Process Advancements, Establish scalable infrastructure
Download the Case Study

BENEFITS OF THE DEAL

1. The Amount Was Satisfactory

CrowdProperty would not have profited from a lower quantum or more stringent terms. The £3m with minimal covenants allows them to relieve working capital needs.

2. The Terms Fit The Business

Due to the singular form of revenue generated by CrowdProperty, the only real solution was to get them terms which allowed them to repay on their terms: hence the 3y Bullet Repayment Structure.

3. The Process Was Streamlined

Fuse Capital ensured that all the financial models were fit to present to debt funds before going to market, and liaised between the eventual offeror and CrowdProperty to ensure the smoothness of operations.

Read On

Global Loyalty Platform: Case Study

Business Overview Our client is a global B2B SaaS loyalty software provider that has achieved...

Codec: A Journey From VC to Debt

Background and Funding Journey Codec’s founder, Tom Blah, brought a unique perspective to the...

i6 Group

BENEFITS OF THE DEAL 1. Minimise DilutionThough renowned & great partners, i6’s existing investors...